Program Overview

Lending Program Points of Interest

  • Minimum income of $1000
  • Backend and reserve on almost every deal 
  • Reserve paid at the time of funding with no chargebacks
  • No minimum FICO score
  • We accept 1st time buyers 
  • We accept rebates as down payments 
  • Fees as low as $150
  • Your rep and buyer are one and the same
  • Easily rehash a deal with your buyer/rep by phone or email
  • Flexibility with self employed – we accept the last 3 months personal bank statements for POI

FACTORS THAT WILL CAUSE US TO DECLINE OR RESTRUCTURE A DEAL
  • No down payment
  • Open bankruptcies 
  • Vehicles over 8 years of age
  • Vehicles over 90,000 miles (135,000 for diesels)
  • Multiple autos (1 auto per licensed driver) 
  • Multiple Repos/Bankruptcies with no re-established auto credit
  • Recent repos with no re-established auto credit

Forms

Overview of Program (pdf)

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