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RATES

Certificates of Deposit (CD)

 

Certificates of Deposit (CDs) offer a fixed and predictable rate of return.  Flexible maturities are available starting at 30 days and up to 5 years. 

 

Choose how you would like to receive the interest you earn:

  • Reinvested into your current CD
  • Deposited into a CBT checking or savings account
  • Receive payment by check 

Enjoy the convenience of automatically renewing your CD at maturity. 

Term

Minimum Opening Deposit

Interest Rate

Annual Percentage
Yield (APY)

1 month

1,000.00

1.50%

1.51%

3 month

1,000.00

2.48%

2.50%

6 month

1,000.00

2.97%

3.00%

12 month

1,000.00

3.06%

3.10%

18 month

1,000.00

3.21%

3.25%

24 month

1,000.00

3.46%

3.51%

30 month

1,000.00

3.54%

3.60%

36 month

1,000.00

3.70%

3.75%

48 month

1,000.00

3.70%

3.75%

60 month

1,000.00

4.04%

4.10%


CD Specials

9 month

5,000.00

4.10%

4.16%

15 month

5,000.00

4.57%

4.65%

25 month

5,000.00

4.67%

4.75%

37 month

5,000.00

4.76%

4.85%

44 month

5,000.00

4.91%

5.00%

CDs are insured by the FDIC for up to $100,000.00 per depositor. Rates are effective as of the date published and are subject to change.

 

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