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RATES

Certificates of Deposit (CD)

Certificates of Deposit (CDs) offer a fixed and predictable rate of return.  Flexible maturities are available starting at 30 days and up to 5 years. 

Choose how you would like to receive the interest you earn:

  • Reinvested into your current CD
  • Deposited into a CBT checking or savings account
  • Receive payment by check 

Enjoy the convenience of automatically renewing your CD at maturity. 

Term

Minimum Opening Deposit

Interest Rate

Annual Percentage
Yield (APY)

1 month

1,000.00

0.25%

0.25%

3 month

1,000.00

0.25%

0.25%

6 month

1,000.00

0.75%

0.75%

12 month

1,000.00

0.75%

0.75%

18 month

1,000.00

0.70%

0.70%

24 month

1,000.00

0.85%

0.85%

30 month

1,000.00

1.10%

1.10%

36 month

1,000.00

1.54%

1.55%

48 month

5,000.00

1.74%

1.75%

60 month

5,000.00

2.03%

2.05%


CD Specials

9 month

5,000.00

0.50%

0.50%

15 month

5,000.00

0.55%

0.55%

25 month

5,000.00

0.90%

0.90%

35 month

5,000.00

1.54%

1.55%

37 month

5,000.00

1.59%

1.60%

44 month

5,000.00

1.79%

1.80%

CDs are insured by the FDIC for up to $250,000.00 per depositor. Rates are effective as of the date published and are subject to change.

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