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RATES

Certificates of Deposit (CD)

 

Certificates of Deposit (CDs) offer a fixed and predictable rate of return.  Flexible maturities are available starting at 30 days and up to 5 years. 

 

Choose how you would like to receive the interest you earn:

  • Reinvested into your current CD
  • Deposited into a CBT checking or savings account
  • Receive payment by check 

Enjoy the convenience of automatically renewing your CD at maturity. 

Term

Minimum Opening Deposit

Interest Rate

Annual Percentage
Yield (APY)

1 month

1,000.00

0.25%

0.25%

3 month

1,000.00

0.25%

0.25%

6 month

1,000.00

0.30%

0.30%

12 month

1,000.00

0.50%

0.50%

18 month

1,000.00

0.70%

0.70%

24 month

1,000.00

0.85%

0.85%

30 month

1,000.00

1.09%

1.10%

36 month

1,000.00

1.98%

2.00%

48 month

1,000.00

2.23%

2.25%

60 month

1,000.00

2.48%

2.50%


CD Specials

9 month

5,000.00

0.85%

0.85%

15 month

5,000.00

0.60%

0.60%

25 month

5,000.00

0.90%

0.90%

35 month

5,000.00

2.13%

2.15%

37 month

5,000.00

2.18%

2.20%

44 month

5,000.00

2.23%

2.25%

CDs are insured by the FDIC for up to $250,000.00 per depositor. Rates are effective as of the date published and are subject to change.

 

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