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RATES

Certificates of Deposit (CD)

Certificates of Deposit (CDs) offer a fixed and predictable rate of return.  Flexible maturities are available starting at 30 days and up to 5 years. 

Choose how you would like to receive the interest you earn:

  • Reinvested into your current CD
  • Deposited into a CBT checking or savings account
  • Receive payment by check 

Enjoy the convenience of automatically renewing your CD at maturity.  CD’s are $1,000.00 minimum to open.

Term

Interest Rate

Annual Percentage Yield (APY)

1 month

1.50%

1.51%

3 month

2.48%

2.50%

6 month

3.06%

3.10%

12 month

3.06%

3.10%

18 month

3.21%

3.25%

24 month

3.21%

3.25%

36 month

3.45%

3.51%

48 month

3.70%

3.75%

60 month

4.04%

4.10%

CDs are insured by the FDIC for up to $100,000.00 per depositor. Rates are effective as of the date published and are subject to change.

 

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