Certificates of Deposit (CDs)

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Certificates of Deposit (CDs) are a safe way to earn extra interest on funds you’d already have stowed away in savings. Crescent Bank offers CDs with maturity periods ranging from 3 months to 5 years, and our rates are very competitive.

Certificates of Deposit

  • Minimum opening deposit: $1,000
  • Competitive simple interest rates paid monthly, quarterly, or annually
    • Interest can be paid at maturity for terms of one year or less
    • Interest credited to account is paid and compounded quarterly
  • Fixed interest rates
  • Automatic renewal
  • Penalty may apply if funds are withdrawn before maturity, which could reduce earnings on the account. 

 

TermMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)1
3 Month $1,000.00 0.35% 0.35%
6 Month $1,000.00 0.50% 0.50%
12 Month $1,000.00 1.15% 1.16%
18 Month $1,000.00 1.155% 1.16%
24 Month $1,000.00 1.29% 1.30%
30 Month $1,000.00 1.34% 1.35%
36 Month $1,000.00 1.75% 1.76%
48 Month $1,000.00 1.85% 1.86%
60 Month $1,000.00 1.999% 2.01%

 

1 Annual Percentage Yield effective 11/09/2016 and is subject to change at any time.

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Deposit Customer Service:
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