Online CD Rates and Terms
Annual Percentage Yield*
Questions? Call 877-831-3334
Minimum opening deposit $1,000. Online CD rates eligible for New Money only; funds must originate from a financial institution other than Crescent Bank. Call 877-831-3334 for Branch rates.
The results are in!
Best Bank 36-month and 60-month Certificates of Deposit
We're here to help you reach your goals and elevate your financial life.
5 Reasons to Invest in a CD
Fixed rates – Your money is secure, and you know the interest rate you will earn.
Easy online application – Applying is fast and easy. And it can be done securely online without visiting a branch.
Minimal fees – No service fees. Penalties may apply if you withdraw your money before the end of the term.
Automatic Renewal – When your term is up, your CD automatically renews at the current rate.
Better rates than traditional savings – Give yourself incentive to keep saving toward your goals.
Now more than ever, a Certificate of Deposit (CD) is an ideal investment
- Minimum opening deposit of $1,000
- Fixed interest rate
- Automatic renewal
- FDIC insured
- No maintenance fees
- Online banking access
Crescent Bank Certificate of Deposit FAQ
A Certificate of Deposit is a type of savings account with a guaranteed rate for a specified term. When you open a CD, you commit to keeping the money in the account until it reaches its maturity date. Generally, the farther away the maturity date, the higher your interest rate. A CD can be an effective way to help your money grow at a great rate and is not affected by downturns in the economy.
You can apply online in under 10 minutes. Be sure to have your driver’s license, state ID, or passport and Social Security number handy. If you plan to fund the CD with money from an account at another bank, you should have those routing and account numbers or online login credentials ready. You may fund your CD account by mailing us a check or by electronically transferring funds from an account at another financial institution.
Once your online CD application is completed and ready for funding, you will be shown step-by-step instructions on how to deposit money into the account. You may fund your CD account by mailing us a check or by electronically transferring funds from an account at another financial institution.
You may only add funds to your CD at renewal. You will receive a notification via email prior to the maturity date of your CD, at which time you may call us at 877-831-3334 to assist with adding funds at renewal.
There are no fees to open a CD. However, certain fees apply if term conditions are not met, such as if funds are withdrawn early. This is why it is important to choose a term that matches your cash flow needs.
At the end of your term, your CD will automatically renew unless you choose to close it out. To close it out, contact Customer Service at 877-831-3334.
"I was assisted during a time when I had to take over finances. They showed patience and understanding and answered in detail any question I asked. The experience exceeded my expectations."
"Always excellent customer service, friendly, never feel rushed and I love the personal touch I receive. I mostly see my banker, however if she’s not available I am always given a warm greeting by whoever is taking her place. Everyone goes out of their way to assist."
"A strong track record of growth is an indicator of consumer confidence. The growth Crescent Bank has shown is excellent."